I recently published an article on what to do when an insurance company denies your claim. I had mentioned that one of the first things you can do is write a letter of appeal to the insurance company. What I did not include was how to write such a letter. So I figured I would use the letter that I wrote as an example. Of course I am going to change some of the details like my insurance information and things like that. Regardless of the things that are changed I think you should pretty much get the idea of how you should write this. One problem that people seem to run into when trying to resolve certain issues via the mail is that certain companies often claim that they never received such a letter. Mailing it certified not only allows you to track it and see when they received the letter, but also who signed for it.
Remember this is just a letter of appeal, it does not guarantee that the insurance company will change their decision regarding medical coverage on a procedure or treatment. It is best to make sure you have a lot of sufficient evidence that will back up the necessity for the reason that a medical procedure or treatment was performed. A couple hundred dollars in lawyer’s fees is definitely worth it if you have a large amount of medical debt. Having a lawyer write such a letter really shows the insurance company that you mean business.