Hospitalisation Management Services
Impressive provider network comprising of multi – specialty hospitals, nursing homes, diagnostic centers, consultants and paramedical facilities spread across the Indian Subcontinent.
This dynamic network of hospitals, nursing homes and miscellaneous providers ensure cashless access to patients in need of hospitalization or medical services. This extensive penetration is purely for the benefit of the insured to utilize the cashless facility.All that one has to do is to locate the nearest provider hospital for this service.
Thus the insured need not arrange for financial resources for treatment. Our extensive network offers more choices to the insured for best possible treatment and satisfaction.
Medical Underwriting Services
In a competitive environment, small underwriting losses can mean the difference between profit and loss.Fair pricing is largely defined through accurate risk assessment, classification and assessment.
offers a wide range of underwriting options; solutions that enable clients to make informed and well timed business decisions.We deliver customized risk management solutions.We are staffed with experienced medical underwriters and customer service associates.
Comprehensive Claims Management
| This facility is available only at the network hospitals of . The list of the network hospitals is available on the website. |
| 1. |
Fill in the Authority Letter form available with the hospital and at our office.The form should be filled in by the treating doctor and sent/faxed to the office. |
| 2. |
After considering the validity of the request, issues an Authority Letter to the hospital to undertake treatment of the insured. |
| 3. |
pays all medical expenses and all non-medical expenses are borne by the insured. |
| 4. |
The cashless facility may be denied in certain cases. The policy holder can then send the claim for reimbursement, which will be considered based on the merits of the policy features. |
| 5. |
Your ID card does not automatically entitle you to cashless treatment as this facility depends on the terms and |
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conditions of the policy in force. The cashless treatment begins only after the hospital receives the Authority Letter from the office. |
Voluntary Health Services
The Voluntary Health Services (VHS), a registered non-profit society, was founded in July 1958, in Chennai (Madras), India, by the late Dr. K.S. Sanjivi, a renowned physician, a respected teacher and a visionary. Its basic concepts are the prevention and cure of serious illnesses, and the fostering of the family as a unit for medical care, with a family insurance scheme that is income-based. Among VHS's other objectives are community participation in its endeavours, medical education and medical research, and fieldwork in the organisation of medical care and health education.
Medical Aid Plan
Ice Cream cones, candy bars and puppies are the most common lures sex offenders use to lure kids to them. Children should be taught not to be fooled by these things. They tend to trust someone with a puppy. To watch out for adults asking for directions, help finding something they lost, that their parents are in trouble and that they will take them to mom or dad. Make sure your child understands that they should always keep a safe distance from strangers.
Health Insurance Services
Consolidated Omnibus Budget Reconciliation Act (COBRA) is a health law benefit that started in 1986. Employee Retirement Income Security Act (ERISA) provides an individual the right to continue health coverage that would otherwise be terminated. Cobra health insurance is temporary continuation of your health plans. This is designed for retirees, former employees, former spouses, dependent children and spouses. This is only available to individuals when their coverage is lost due to certain or specific events. COBRA insurance is usually more expensive because unlike active employees the employer pays some part of the insurance premium while COBRA members pay the entire amount of premium themselves. However it is less expensive than individual health plans. |
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